We're Lynn & John Schuler
Your DSCR
Loan Specialists!
Lynn & John Schuler
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FEATURES & BENEFITS
Finally, a commercial real estate loan tailor-made for income-generating properties!
DSCR loans let you qualify based on the property's income potential, not your personal financial situation. They're a superhero for real estate investors, property developers, and small business owners! And these loans have some amazing benefits:
Ideal for investors:
DSCR loans are tailor-made for income-generating properties, which makes them a match made in heaven for real estate investors.
Easier to qualify for:
These loans can be easier to qualify for than traditional commercial loans, so you can say "bye-bye" to those draining qualification headaches.
More flexibility:
DSCR loans often boast longer terms and flexible repayment options, giving you more wiggle room to make your financial dreams come true.
More buying options:
DSCR loans are perfect for financing properties in high-value areas, which can be a game-changer!
HOW IT WORKS
Learn more about
DSCR Loans!
Getting approved for a DSCR Loan begins with taking a look at your unique situation and then building a roadmap to help get you started.
Schedule a consultation today to start!
CALCULATE
How much will your loan cost?
DSCR loans focus on the potential cash-flow of the property being financed and are perfect for borrowers who lack the collateral or credit history for traditional financing!
Enter your loan pricing needs below and we’ll calculate your estimated loan payment.
Your estimated monthly payment
This result is just an estimate. For a more detailed report schedule a free consultation today.
APPLICATION PROCESS
We Simplify The Process, So You Can Maximize Your Results.
DSCR loans focus on the property's income-generating prowess. Lenders use the property's debt service coverage ratio as their crystal ball to determine if it's loan-worthy. To qualify for a DSCR loan, you’ll typically need a few things.
Do you Qualify?
In general, a DSCR of at least 1.25 to 1.5 is the magic number to qualify for a DSCR loan.
Inspection
Lenders may also peek at the property's occupancy rate, rental history, and location to make sure it's a true gem.
Provide Documentation
To land a DSCR loan, you'll usually need to start by providing tax returns, bank statements, property appraisals, and a business plan or investment strategy.
Put in your Offer!
Once you’re approved for your loan amount it’s time to put in your offer on your next great investment!
HOW IT WORKS
Ready to apply for
a DSCR Loan?
Finally, a commercial real estate loan tailor-made for income-generating properties! DSCR loans focus on the potential cash-flow of the property being financed and are perfect for borrowers who lack the collateral or credit history for traditional financing.
QUESTIONS & ANSWERS
We’re Here To Find You The Answers You Need
LET’S GET STARTED!
Ready to secure a VA Home Loan of your very own?
I am a VA-approved lender and I’ve worked with hundreds of veterans, service members, and their families to help them unlock the door to the home of their dreams.
Lynn & John Schuler
